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    Autorregulación y programas de cumplimiento empresarial en materia de publicidad comercial y protección al consumidor
    (Pontificia Universidad Católica del Perú. Fondo Editorial, 2020-11-26)
    The purpose of this paper is to provide an approach to self-regulation in commercial matters and, specifically, to the self-regulation systems on advertising and consumer protection in Peru. Particularly, the article analyzes the recent adoption of the Supreme Decree N° 185-2019-PCM, Regulation that promotes and regulates the voluntary implementation of regulatory compliance programs on consumer protection and advertising. In this sense, the objectives compliance programs seek to achieve are highlighted and the guidelines to be followed are addressed so that their implementation within a corporation is truly effective, particularly in terms of advertising and consumer protection. Finally, advantages and disadvantages of self-regulation systems are developed and it is concluded that the adoption of compliance programs is positive for consumers, the private sector and authorities.
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    Fundamentos Constitucionales del Derecho Financiero
    (2025-12-04)
    The constitutional foundations of financial law develop the pillars on which the financial system is structured. The authors believe that itis relevant to review such in order to consider and incorporate them into the solutions to be managed in the face of the challenges currentlyaffecting the financial system and its agents, such as the use of technology, education and financial inclusion. In the Peruvian case, this article highlights that the 1993 Political Constitution stipulates that the State must guarantee the public's savings through the correct functioning of the financial system, mainly by establishing mechanisms to protect savers with the sole of creating confidence in the use of the system and basing the participation of the system and the private sector on economic pluralism, free contracting and competition.
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